Africa PAYE Calculator 2026
Calculate your net salary after tax for Kenya, Nigeria, South Africa, Uganda, Tanzania, Rwanda & Zambia. Free, accurate & with fully editable tax rates.
Enter your monthly gross salary before any deductions
Your results will appear here
Enter your salary and click “Calculate Net Pay” to see a full payslip breakdown with all statutory deductions.
Tax Rates Reference (2026)
🇰🇪 Kenya PAYE Bands (Monthly)
| Monthly Taxable Income (KES) | Rate |
|---|---|
| Up to 24,000 | 10% |
| 24,001 – 32,333 | 25% |
| 32,334 – 500,000 | 30% |
| 500,001 – 800,000 | 32.5% |
| Above 800,000 | 35% |
NSSF (Phase 4, Feb 2026): 6% employee + 6% employer. Max employee KES 6,480/month.
SHIF: 2.75% of gross (min KES 300).
Housing Levy: 1.5% of gross.
Personal Relief: KES 2,400/month.
🇳🇬 Nigeria PAYE Bands (Nigeria Tax Act 2025, effective Jan 2026)
| Annual Income (₦) | Monthly Equivalent | Rate |
|---|---|---|
| First 800,000 | 66,667 | 0% |
| Next 2,200,000 | 183,333 | 15% |
| Next 9,000,000 | 750,000 | 18% |
| Next 13,000,000 | 1,083,333 | 21% |
| Next 25,000,000 | 2,083,333 | 23% |
| Above 50,000,000 | 4,166,667 | 25% |
Pension: 8% employee + 10% employer.
NHF: 2.5% of Basic.
CRA: 20% of gross + higher of ₦200,000 or 1% of gross.
🇿🇦 South Africa Tax Brackets (SARS 2027 Year: Mar 2026 – Feb 2027)
| Annual Taxable Income (R) | Rate |
|---|---|
| 1 – 245,100 | 18% |
| 245,101 – 383,100 | R44,118 + 26% |
| 383,101 – 530,200 | R79,998 + 31% |
| 530,201 – 695,800 | R125,599 + 36% |
| 695,801 – 887,000 | R185,215 + 39% |
| 887,001 – 1,878,600 | R259,783 + 41% |
| 1,878,601+ | R666,339 + 45% |
Rebates: Primary R17,820 | Secondary (65+) R9,765 | Tertiary (75+) R3,249.
UIF: 1% (max R177.12/month).
Medical Credits: R364/month first 2, R246 additional.
🇺🇬 Uganda PAYE Bands (Monthly, FY 2025/26)
| Monthly Taxable Income (UGX) | Rate |
|---|---|
| Up to 235,000 | 0% |
| 235,001 – 335,000 | 10% |
| 335,001 – 410,000 | 20% |
| 410,001 – 10,000,000 | 30% |
| Above 10,000,000 | 40% (30% + 10% surtax) |
NSSF: 5% employee + 10% employer (total 15%). No salary ceiling.
Note: A new threshold of UGX 335,000 (tax-free) is proposed for FY 2026/27 (July 2026). Use “Edit Rates” to update when enacted.
🇹🇿 Tanzania PAYE Bands (Monthly, Mainland)
| Monthly Taxable Income (TZS) | Rate |
|---|---|
| Up to 270,000 | 0% |
| 270,001 – 520,000 | 8% |
| 520,001 – 760,000 | TZS 20,000 + 20% |
| 760,001 – 1,000,000 | TZS 68,000 + 25% |
| Above 1,000,000 | TZS 128,000 + 30% |
NSSF: 10% employee + 10% employer (total 20%). Employer may recover up to half from employee wages.
Note: Annual threshold is TZS 3,240,000 (not taxable).
🇷🇼 Rwanda PAYE Bands (Monthly)
| Monthly Taxable Income (RWF) | Rate |
|---|---|
| Up to 60,000 | 0% |
| 60,001 – 100,000 | 10% |
| 100,001 – 200,000 | 20% |
| Above 200,000 | 30% |
RSSB Pension: 6% employee + 6% employer (total 12%).
Maternity Fund: 0.3% employee + 0.3% employer.
CBHI (Community Health Insurance): Varies by ubudehe category.
🇿🇲 Zambia PAYE Bands (Monthly, 2026 Charge Year)
| Monthly Taxable Income (ZMW) | Rate |
|---|---|
| Up to 5,100 | 0% |
| 5,101 – 7,100 | 20% |
| 7,101 – 9,200 | 30% |
| Above 9,200 | 37% |
NAPSA: 5% employee + 5% employer (max ZMW 1,861.80 each/month). Ceiling = ZMW 37,236/month.
NHIMA: 1% employee + 1% employer (no ceiling).
Frequently Asked Questions
About the FinderAfrica PAYE Calculator
The FinderAfrica PAYE Calculator is Africa’s most comprehensive free salary tax tool, covering 7 countries: Kenya, Nigeria, South Africa, Uganda, Tanzania, Rwanda, and Zambia. Unlike basic calculators that become outdated when governments change rates, this tool features fully editable tax bands — meaning it remains accurate regardless of future policy changes.
Built for employees, HR managers, payroll officers, and job seekers across East, West, and Southern Africa, the calculator handles each country’s unique deduction structure including Kenya’s NSSF/SHIF/Housing Levy, Nigeria’s CRA and Pension, South Africa’s SARS brackets with rebates, Uganda’s surtax system, Tanzania’s TRA bands, Rwanda’s RSSB, and Zambia’s NAPSA/NHIMA.
The save-as-image feature generates a professional branded payslip that you can share with colleagues, clients, or on social media — helping you explain salary structures, compare job offers, or verify your employer’s payslip calculations.